Wealth Management

DHR’s wealth management services simplify our clients’ lives and reduce their concern about their financial affairs, so that they can devote more time and energy to their own chosen purposes.

We seek to help our clients meet their objectives for life-long financial comfort. Do you hope for secure, inflation-adjusting income in retirement years? Do you seek reliable strategies for long term growth of value, or preservation of after tax wealth? Would you like to help loved ones enjoy life more fully by leaving them a legacy? Do you have a philanthropic desire? We work together to identify your specific goals and then evaluate the resources available to accomplish them.

We help you identify the risks that can threaten the accomplishment of your life-long goals and adopt strategies to manage them. Risks are many; they include insufficient investment return, investment capital loss, the imposition of avoidable taxes, losses from casualties, and loss of earnings through premature death or disability and outliving our money. Risks pervade the decision-making process itself and we are skilled at helping you evaluate them. Financial decisions must be forward-looking, but the future is inherently uncertain. When facing uncertainty, one wants to know “What are the chances?” However, both neuroscientific and psychological research have demonstrated that, when one makes judgments under uncertainty, poorly understood but powerful instinctive influences often steer us into sub-optimal choices, when reason and rationality should play the dominant role. Good counsel can help reason win out.

Our wealth management process begins with understanding our client as a “whole person,” including self, family and circumstances. It includes planning and decision management for helping your family, protecting your lifestyle, achieving financial comfort, planning retirement, and building a legacy. Since these goals involve multiple professional disciplines, DHR fosters and relies on strong relationships with the client’s other professional advisors, so as to focus all of their and our independent expertise for the benefit of the client and family.